Estate & Financial Planning, Wealth Management in Fort Myers, Sarasota & Naples Florida

Life Settlement Symposium

How to Profit from the Secondary Markets in Life Insurance Products
Wednesday January 23, 2008 9:30 am
Location Hilton Garden Inn 12600 University Drive Ft. Meyers, FL
Seating is limited. To make your reservations,
call (888) 870-3353, Your RSVP Code # 208276

The life settlement marketplace is perhaps the fastest growing sector of the financial services industry. With the market potential estimated at $188 billion¹ and a 70 percent annual growth rate² since 1998, the life settlement industry has captured serious attention from institutional investors from all corners of the globe. As increasing numbers of hedge fund managers, investment banks and private equity funds enter the marketplace in pursuit of life settlement portfolios. By attending this Symposium, you can learn how to profit from this new asset class.

You will learn:

• The definition of Life Settlements

• Why are institutional investors interested in life settlements as an investment

• A “new” look at an old asset class that many of you already own but may not fully appreciate and thus have

not fully optimized (hint: it’s your life insurance!)

• How others have successfully used Life Settlements to provide more for charity, heirs and personal enjoyment

• How a life settlement in conjunction with a medically underwritten immediate annuity can provide

substantial income

• How Premium Financing may not be appropriate for some (Just Ask Larry King!)

• How Life Settlements have enhanced Premium Finance Programs

This presentation is co-sponsored and co-presented by Todd Heckman, CLU, ChFC, AEP, MSFS, CFP® and Ken Guard, CFP®. With close to 60 years of combined experience in the financial services industry, their practices have specialized in the area of wealth creation, wealth protection and wealth transfer. Todd and Ken are highly qualified to lead this discussion in advanced Estate Planning Strategies. CFP® is a registered trade mark of the Certified Financial Planner™ Board of Standards Inc.

What You May Want To Know Before You File Your 2007 Income Taxes …………..

If you’re over age 62 with at least $500,000 in investment assets, you may be overpaying on your income taxes including the tax on your Social Security

benefits. This seminar will reveal tax savings and deduction strategies that you may not hear from your tax preparer or accountant. To demonstrate to you the tax savings that you may be able to realize, the first 75 households to register for the seminar will have the opportunity to have their tax return of any size or complexity prepared for only $69!! Why are we doing this? Simple, we’re confident that once you use us for tax preparation and tax planning you’ll never want to use anyone else. This special ‘tax season only’ seminar will take place on Wednesday, January 23, 2008 at Sanibel Palms Steakhouse at 13401 Summerlin Road, Fort Myers, FL 33907. The seminar will begin at 4:00 PM and conclude promptly at 5:30 PM with a complimentary gourmet dinner. To insure your place among the first 75, immediately call our 24-hour seminar reservation hotline at 1-866-380-4335 ext. 1004 OR make your reservations online at www.guardwealth.biz and enter order code 1004. Please limit your ticket requests to no more than 2 tickets due to space limitations. ADDITIONAL FREE

BONUS FOR ATTENDING: If you are among the first 75 to register you’ll also receive a 2007 US Mint Proof Quarters Set. IMPORTANT NOTE: This promotional offer is strictly limited and will end when 75 taxpayers have responded.

Kenneth E. Guard and The Institute for Estate and Financial Planning, Inc. (a 501 C (3) “non- profit” organization) presents the all-new workshops that you cannot afford to miss.

Free Educational Events for 2008

Life Settlement Symposium

What You May Want To Know Before You File Your 2007 Income Taxes …………..